Let’s be honest for a second, we could all be better at saving money. I didn’t start learning how to properly save until many years ago when I moved away from home and had to learn to depend on myself. It was a wake up call, but one that taught me many valuable lessons. Learning how to effectively cut back on my spending habits was perhaps the most important of all. Here are a few tips that have always worked wonders for me.
Don’t Always Depend On Your Credit Card – It’s easy to spend money when it doesn’t immediately come out of your bank account. Several weeks later, you receive a bill in the mail and realize that most of those purchases weren’t even necessary. I only use my credit card for fuelling my car. This tends to keep my Visa bill under control.
Pack A Lunch – Dining out for lunch certainly adds up in a hurry. By packing a lunch on a daily basis, you could easily save $20 a week.
Create A Budget – Excel is perhaps the most useful tool in creating an organized, easy to follow spreadsheet. Start with a weekly budget and ease yourself into a monthly budget.
Avoid Impulse Purchases – My impulse purchases tend to be food, clothing and colognes. Although the task itself can be rather difficult at times, I attempt to avoid each of them altogether. Therefore, I will not be tempted to make an unexpected purchase.
Distinguish Between Needs and Wants – You may want that brand new shirt from your favourite store, but do you really need it? Ask yourself this question with every purchase that you make.
Make Your Own Coffee – I know, I know. It tastes much better at Starbucks and Tim Hortons, but brewing your own blend at home will save you a great deal of money in the long run.
Pay Your Bills On Time – Paying your bills on time will cut back on insanely high interest rates and late fees.
After a long day at work or school, do you ever make a bowl of popcorn, flop on the couch, put your feet up and throw on a movie? This sounds like quite the relaxing evening. Unfortunately, it could also be an evening full of regrets.
Signs you’re watching a bad movie courtesy of msn.com
Millions of Canadian’s suffer from nasal problems and are constantly seeking different forms of relief. Sprays and allergy medication tend to be the most common solution to this ongoing issue. For years, I have met dozens of individuals who have raved about the benefits of the Neti Pot. I decided to test out this product first hand to see if it truly lived up to the positive reviews.
The brand I chose: NeilMed Sinus Rinse Neti Pot
How to Use a Neti Pot:
Step 1: Boil some water and once cooled, pour it into the pot.
Step 2: Pour in the Sinus Rinse mixture packet.
Step 3: Stand in front of a sink, lean forward and tilt your head to one side. Keep your mouth open without holding your breath. You place the tip of the pot in one nasal passage and allow the solution to flow until the solution starts draining from the opposite nasal passage.
Step 4: Gently blow your nose.
After following the instructions, my nasal passages were clear and I was able to breathe, but the results were only temporary. The symptoms of my cold were back within 15 minutes and I was left unable to breathe through either. nostrils. I can understand the appeal of the Neti Pot, but would instead recommend the Vicks VAPOINHALER or the Otrivin Saline Nasal Spray.
The Neti Pot 6.5/10
I will revisit this product once my cold passes.
Can you believe we are already on episode 6!?! Wow. Thanks for the support!
Topics discussed on this edition of the show: UFC on Fox Sports 1, a new UFC 160 co-main event, UFC 161, UFC 162, Nick Diaz from the recent conference call, Ask The Top and my predictions for UFC 158.
We live in a world full of endless distractions which directly affects our ability to listen intently. In my opinion, listening is perhaps the most important aspect in any dialogue. The funny thing is, we can all learn to be a better listener. But how?
Eliminate Distractions: In order to provide an individual with your full attention, you should avoid multi-tasking or anything that steers away your attention.
Make Eye Contact: Nothing says “I could care less about what you’re telling me” like avoiding eye contact. It shows that you are being attentive.
Stop Talking: It’s perhaps the most obvious piece of advice, but you should wait for your turn to speak.
Don’t Interrupt: It’s proper etiquette to allow the party to finish what he/she is saying before you chime in.
Asking Meaningful Questions: When appropriate, feel free to ask thought provoking questions that may allow the individual to reach their own conclusions.
“We have two ears and one mouth, so we should listen more than we say.” – Zeno
Spring is just around the corner and if you’re a coffee drinker like me, then you will likely turn to iced coffee on some of the hotter days. Here’s my simple four-step recipe to making a homemade iced coffee.
Here’s what you need:
Plenty of ice
Coffee (A fairly light blend)
French Vanilla International Delight
Sugar or Sweetener
Caramel Flavouring (This can be found in the baking aisle at any grocery store)
Step 1: Brew a small batch of coffee
Step 2: Fill a plastic cup full of ice until it’s packed
Step 3: Pour the coffee into the cup full of ice
Step 4: Pour in a generous amount of International Delight followed by a spoonful of sugar or sweetener. Add a few drops of caramel flavour. Mix with a long spoon.
Those are my four simple steps to creating an incredible iced coffee. Just in time for the spring season!
“Inside The Actors Studio” has been a show that I have thoroughly enjoyed watching for the past 10 years. Host James Lipton does a masterful job of bringing the best out of every guest who appears on the show. Towards the end of each episode, James asks each guest a series of 10 questions. This questionnaire concept was originated from a French television program. Never the less, I thought it would be fun if I answered each of these questions. Here’s an opportunity to learn more about your friendly neighbourhood Chris.
What is your favourite word?
What is your least favourite word?
What turns you on?
What turns you off?
What sound or noise do you love?
What sound or noise do you hate?
What is your favourite curse word?
What profession other than your own would you like to attempt?
What profession would you not like to do?
Politician or Oil Rig Worker
If heaven exists, what would you like to hear God say when you arrive at the pearly gates?
“The self-serve frozen yogurt bar is located directly beside our comedy club. Unlimited toppings. You earned it.”